Terms & Conditions

2. Description of Services

Saral Funding connects Users with financial products and services offered by partner institutions (e.g., Banks, NBFCs). Saral Funding facilitates loan applications and provides support during the process. Saral Funding acts solely as an intermediary and does not lend money directly.

I. Feedback

Users are encouraged to provide feedback about their experience. By submitting feedback, Users grant Saral Funding the right to use, modify, and distribute the feedback without compensation or further permission. All feedback is deemed non-confidential and may be used for lawful purposes.

II. Ownership

All content and materials on the Website, including text, graphics, logos, icons, images, and software, are owned by Techdome Solutions Private Limited or its licensors. These materials are protected by copyright, trademark, and other intellectual property laws. Users are granted non-exclusive, and non-transferable license to access and use the Website for personal, non-commercial purposes. Reproduction, distribution, or alteration of Website content is prohibited without prior written consent from Techdome Solutions Private Limited.

III.Permission to Use Information

Users may access materials on the Website for personal, non-commercial purposes, subject to these Terms. Unauthorized copying, downloading, or modifying of content is strictly prohibited and may result in legal action.

IV. Representations

By using the Website, Users represent and warrant that:

• All information provided is accurate and complete.
• They have the legal capacity to enter binding contracts.
• They will comply with applicable laws while using the Website.

Saral Funding reserves the right to suspend or terminate access or take appropriate steps deemed fit, if any information provided is inaccurate or incomplete.

V. Eligibility and Use

The Website is available to individuals aged 18 or older who can legally enter binding agreements. Users agree not to use the Website for illegal purposes, such as submitting fraudulent loan applications or infringing on other’s rights.

VI. Automated Activity

The Website uses automated processes for evaluating loan eligibility, processing applications, and sending notifications. By using the Website, Users consent to such automated activities, which may involve the collection and analysis of personal data.

VII. Third-Party Links/Offers

The Website may include links to third-party websites or services. These links are provided for convenience, and Saral Funding does not endorse or assume responsibility for the content or services of these third parties.

VIII. Customer Due Diligence Requirements (CDD)

Saral Funding may require additional documentation to verify User identity and eligibility for loans. Users agree to provide accurate information during this process. Failure to do so may result in rejection or delay of applications.

IX. Compliance with Section 41 of the Insurance Act

Users acknowledge and agree to comply with Section 41 of the Insurance Act, 1938, which prohibits inducements in connection with loans or insurance products.

X. Security Practices

Saral Funding takes reasonable precautions to safeguard your personal information. We use industry-standard security measures such as encryption and secure communication channels to protect data. However, no system is entirely secure, and Saral Funding cannot guarantee the absolute security of your personal data or financial transactions. You are responsible for maintaining the confidentiality of your account details and password.

XI. Governing Law and Jurisdiction

These Terms are governed by Indian law. Any disputes arising from these Terms or Website use are subject to the exclusive jurisdiction of courts in India.

XII. Warranty, Liability, Indemnification

The Website and its services are provided “as is” without warranties of any kind. Saral Funding disclaims liability for indirect, incidental, or consequential damages. Users agree to indemnify Saral Funding against any claims or expenses arising from their use of the Website.

XIII. Electronic Notices

By using the Website, Users consent to receive electronic communications, including notifications and service updates. These communications satisfy any legal requirement for written notices.

XIV. Amendments

Saral Funding reserves the right to modify these Terms at any time. Updated Terms will be posted on the Website and effective upon posting. Continued use of the Website constitutes acceptance of the revised Terms.

XV. Access

Saral Funding reserves the right to suspend or terminate your access to the Website at any time, with or without cause, and without notice. We may suspend or restrict your access for reasons such as violating these Terms, engaging in fraudulent activities, or breaching the rights of other users.

We also reserve the right to modify, update, or discontinue any part of the Website at our discretion. We are not responsible for any disruptions or discontinuations of services.

XVI. Amendment in Terms of Use

Saral Funding reserves the right to amend or modify these Terms at any time, without prior notice. The updated Terms will be posted on the Website, and the revised Terms will be effective upon posting. Your continued use of the Website after the changes have been posted constitutes your acceptance of the revised Terms. You are encouraged to periodically review these Terms to stay informed of any changes.

XVII. Miscellaneous

• Severability:

  If any provision of these Terms is deemed invalid, the remaining provisions remain in effect.

• Waiver:

  Failure to enforce any provision does not constitute a waiver of rights.

• Assignment:

  Users may not transfer their rights under these Terms without prior consent.