Privacy Policy

This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your information when you use the service and tells you about your privacy rights and how the law protects you. This Privacy Policy outlines how Saral Funding ("we," "us," or "our") collects, uses, and shares your data when you use our website, or interact with our services. We use your personal data to provide and improve the service. By using the service, you agree to the collection and use of information in accordance with this Privacy Policy.

Types of Information We Collect

To provide you with high-quality services, we collect various types of information. The information we collect may include:

1. Personal Information

This includes your name, contact details (such as phone numbers, email addresses, mailing addresses), date of birth, gender, financial information (e.g., creditworthiness, income details, bank information), and any other information necessary for providing our services.

2. Device Information

We may collect details about the devices you use to access our services, including device identifiers, IP address, browser type, operating system, and network information.

3. Usage Data

Information on how you interact with our website and services, such as the pages you visit, features you use, the actions you perform, and other usage patterns.

How We Use Your Information

We use your information for a variety of purposes, including:

1. Service Provisioning

To create accounts, authenticate users, process loan applications, evaluate eligibility, and disburse loans, as well as manage related services.

2. Communication

To send administrative and promotional messages, respond to inquiries, provide customer support, and notify you of important updates about our services.

3. Personalization

To customize your experience by offering relevant content, advertisements, and services based on your preferences and interactions with us.

4. Analytics

To analyze usage data and improve our website and app, track trends, assess the effectiveness of marketing campaigns, and enhance user experience.

5. Security

To safeguard our services, prevent fraud, unauthorized access, and ensure the integrity of our platform.

6. Compliance

To comply with legal obligations, including anti-money laundering laws, consumer protection regulations, and data protection laws and so on.

Information Sharing

  • 1. With Service Providers: We may share Your personal information with third-party service providers, financial institutions, credit bureaus, and partners who assist us in providing our services and to monitor and analyze the use of our Service or to contact You. We work with third-party service providers to provide services for us, which may require them to access or use user information.
  • 2. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
  • 3. With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
  • 4. With Enforcement Agencies and Applicable Laws: In exceptional circumstances, we may share information about you with a third party if we believe that sharing is reasonably necessary to (a) disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements; (b) enforce our agreements, policies and terms of use; (c) protect the security or integrity of our Services; (d) protect Saral Funding, our customers or the public from harm or illegal activities; or (e) respond to an emergency which we believe in good faith requires us to disclose information to assist in preventing the death or serious bodily injury of any person.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state or province. Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization unless there are adequate controls in place including the security of Your data and other personal information.

Security of Your Personal Data

The security of Your Personal Data is important to Us but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, we cannot guarantee its absolute security.

Cookies and Tracking Technologies

We use cookies, and similar tracking technologies to enhance your experience on our website. Cookies are small files placed on your device to help us analyze usage patterns and improve our services. By using our services, you consent to the use of cookies and similar technologies as described in this Privacy Policy.

You can manage your cookie preferences through your browser or device settings, but please note that disabling cookies may impact the functionality of our services.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or for legitimate business purposes. Certain information may be retained for audit purposes, resolving disputes, or as required by law.

Contact Information