This Privacy Policy describes our policies and procedures on the collection, use and
disclosure of your information when you use the service and tells you about your privacy
rights and how the law protects you. This Privacy Policy outlines how Saral Funding ("we,"
"us," or "our") collects, uses, and shares your data when you use our website, or interact
with our services. We use your personal data to provide and improve the service. By using
the service, you agree to the collection and use of information in accordance with this
Privacy Policy.
Types of Information We Collect
To provide you with high-quality services, we collect various types of information. The
information we collect may include:
1. Personal Information
This includes your name, contact details (such as phone numbers, email addresses,
mailing addresses), date of birth, gender, financial information (e.g.,
creditworthiness, income details, bank information), and any other information
necessary for providing our services.
2. Device Information
We may collect details about the devices you use to access our services, including
device identifiers, IP address, browser type, operating system, and network
information.
3. Usage Data
Information on how you interact with our website and services, such as the pages you
visit, features you use, the actions you perform, and other usage patterns.
How We Use Your Information
We use your information for a variety of purposes, including:
1. Service Provisioning
To create accounts, authenticate users, process loan applications, evaluate eligibility, and disburse loans, as well as manage related services.
2. Communication
To send administrative and promotional messages, respond to inquiries, provide customer support, and notify you of important updates about our services.
3. Personalization
To customize your experience by offering relevant content, advertisements, and services based on your preferences and interactions with us.
4. Analytics
To analyze usage data and improve our website and app, track trends, assess the effectiveness of marketing campaigns, and enhance user experience.
5. Security
To safeguard our services, prevent fraud, unauthorized access, and ensure the integrity of our platform.
6. Compliance
To comply with legal obligations, including anti-money laundering laws, consumer protection regulations, and data protection laws and so on.
Information Sharing
- 1. With Service Providers: We may share Your personal information with third-party service providers, financial institutions,
credit bureaus, and partners who assist us in providing our services and to monitor and analyze
the use of our Service or to contact You. We work with third-party service providers to provide
services for us, which may require them to access or use user information.
- 2. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates
to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries,
joint venture partners or other companies that We control or that are under common control
with Us.
- 3. With business partners: We may share Your information with Our business partners to offer You certain products, services
or promotions.
- 4. With Enforcement Agencies and Applicable Laws: In exceptional circumstances, we may share information about you with a third party if we
believe that sharing is reasonably necessary to (a) disclose personal information in response
to lawful requests by public authorities, including to meet national security or law enforcement
requirements; (b) enforce our agreements, policies and terms of use; (c) protect the security
or integrity of our Services; (d) protect Saral Funding, our customers or the public from
harm or illegal activities; or (e) respond to an emergency which we believe in good faith
requires us to disclose information to assist in preventing the death or serious bodily injury
of any person.
Transfer of Your Personal Data
Your information, including Personal Data, is processed at the Company's operating offices
and in any other places where the parties involved in the processing are located. It means
that this information may be transferred to — and maintained on — computers located
outside of Your state or province. Your consent to this Privacy Policy followed by Your
submission of such information represents Your agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that Your data is treated
securely and in accordance with this Privacy Policy and no transfer of Your Personal Data
will take place to an organization unless there are adequate controls in place including
the security of Your data and other personal information.
Security of Your Personal Data
The security of Your Personal Data is important to Us but remember that no method of
transmission over the Internet, or method of electronic storage is 100% secure. While We
strive to use commercially acceptable means to protect Your Personal Data, we cannot
guarantee its absolute security.
Cookies and Tracking Technologies
We use cookies, and similar tracking technologies to enhance your experience on our
website. Cookies are small files placed on your device to help us analyze usage patterns
and improve our services. By using our services, you consent to the use of cookies and
similar technologies as described in this Privacy Policy.
You can manage your cookie preferences through your browser or device settings, but please note that disabling cookies may impact the functionality of our services.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or for legitimate business purposes. Certain information may be retained for audit purposes, resolving disputes, or as required by law.