Term Loans
₹ Approved
Business term loan
Sharma Textiles Pvt Ltd
₹18,50,000
14.5% p.a. · 36 months
₹6.2L repaid
On track
6M1Y2Y3Y4Y5Y
Business funding, made saral.
This is funding, redefined. Collateral-free loans and working capital for India's SMEs — compared across 15+ lenders and approved in a tap.
₹500 Cr+
disbursed
50,000+
businesses funded
4.8★
rated by SMEs
For partners
Grow together, earn with every referral.
Partner with Saral and help more businesses reach their goals — with rewards that scale and a team behind you at every step.
- Attractive commissionEarn competitive payouts on every successful referral.
- Dedicated supportA partner team ready to help whenever you need it.
- Easy processSimple steps, faster approvals, a seamless experience.
For clients
Your goals, our priority.
Explore funding tailored to your growth journey — a quick application, a fast decision, and your data handled securely and transparently, always.
- Quick & easy applicationComplete your details in minutes and get reviewed.
- Fast approvalGet a decision quickly, without the hassle.
- Secure & transparentYour data is safe with us. Always.
Avg. partner payout
₹18,500 / deal
Approved & credited
₹4,20,000 · 24 hrs
Business capital at your fingertips
Working Capital
A revolving credit line — pay interest only on what you use
₹
Equipment Finance
Machinery, vehicles, IT & factory equipment
Invoice Discounting
Open (4) Funded Settled Drafts
Buyer type All
- K FundedKaveri Retail₹4,20,000 · Due in 45 days
- N FundedNandi Motors₹2,75,500 · Due in 30 days
- S ReviewSahyadri Logistics₹1,90,000 · Due in 60 days
- G UploadGanga Paints₹3,10,000 · Due in 90 days
Grow steadily, EMI by EMI
Plan your repayment before you apply
₹
Business Term Loan
Unsecured · 14.5% p.a. · 36 months
₹51,631 / month
Total interest
₹3,58,733
Principal repaidMonth 36
From application to funds, like a pro
Step 1
Apply online in 5 minutes
Share basic business details and securely connect your bank statements or GST data — no branch visits.
Step 2
Get matched to the right lender
Our engine compares offers from 15+ banks and NBFCs and picks the best rate for your profile.
Step 3
Paperless approval, in hours
Digital KYC and instant credit assessment — most applicants hear back the same day.
Step 4
Funds in your account in 24 hours
Money is disbursed straight to your current account. Track EMIs and limits from one dashboard.
Saral DashboardOffersRepayments ● Live
New application
Business name
Sharma Textiles Pvt Ltd
GSTIN
27AABCS1429B1ZB
Monthly turnover
₹12,40,000
Bank statements
✓ 12 months connected
✓ GST returns fetched
72% complete
Offers for youCompared 15 lenders
Lender A · Bank ₹18.5L 14.0% Best match
Lender B · NBFC ₹20.0L 15.2%
Lender C · Bank ₹15.0L 15.9%
Lender D · NBFC ₹22.0L 17.5%
✓
Loan approved
₹18,50,000
14.0% p.a. · 36 months
KYCVerified
Credit score782
Bank analysisHealthy
Turnaround3h 12m
Account balance
₹24,18,400
+ ₹18,50,000 credited
Today, 11:42 AM
Borrowing made simple
Fast, transparent and secure business credit. All in one dashboard.
Eligibility check
You're eligible!
Up to
₹42,00,000
from 14% p.a.
Business vintage✓
Turnover✓
Credit score✓
Continue
Instant eligibility in 60 seconds
Credit line
₹8,20,000
available of ₹25,00,000
Draw amount₹2,00,000
Interest / day₹877
Draw now
Draw working capital anytime, pay only for usage
Invoice #4821
₹4,20,000
Buyer pays in 60 days
Advance (90%)₹3,78,000
Fee₹11,340
Funds in 24 hrs
Get paid now
Get paid on invoices in 24 hours
Repayments
Autopay is on
5 Nov₹63,620Upcoming
5 Oct₹63,620Paid
5 Sep₹63,620Paid
Manage mandate
Auto-pay EMIs, zero missed payments
Loved by 50,000+ businesses
Working capital approved in a day when our bank wanted three weeks of paperwork.
The RM actually picks up the phone. Rare these days.
Invoice discounting freed up cash stuck with a 60-day client. Game changer for our cycle.
Rates were shown upfront. No surprise charges at disbursal.
Bought two CNC machines through equipment finance without touching our working capital.
Working capital approved in a day when our bank wanted three weeks of paperwork.
The RM actually picks up the phone. Rare these days.
Invoice discounting freed up cash stuck with a 60-day client. Game changer for our cycle.
Rates were shown upfront. No surprise charges at disbursal.
Bought two CNC machines through equipment finance without touching our working capital.
Eligibility check took a minute. Money was in the account the next morning.
Simple dashboard, autopay EMIs, zero follow-ups.
We compared four lenders in one place and picked the cheapest. Saved us lakhs.
Finally a lender that understands seasonal businesses.
Paperless, quick and honest about what we qualified for.
Eligibility check took a minute. Money was in the account the next morning.
Simple dashboard, autopay EMIs, zero follow-ups.
We compared four lenders in one place and picked the cheapest. Saved us lakhs.
Finally a lender that understands seasonal businesses.
Paperless, quick and honest about what we qualified for.
Funding for every industry
Manufacturing
₹140 Cr funded
Retail
₹96 Cr funded
Healthcare
₹58 Cr funded
Restaurants
₹41 Cr funded
Logistics
₹77 Cr funded
Textiles
₹63 Cr funded
Agriculture
₹35 Cr funded
IT Services
₹52 Cr funded
Manufacturing
₹140 Cr funded
Retail
₹96 Cr funded
Healthcare
₹58 Cr funded
Restaurants
₹41 Cr funded
Logistics
₹77 Cr funded
Textiles
₹63 Cr funded
Agriculture
₹35 Cr funded
IT Services
₹52 Cr funded
Frequently Asked Questions
You can explore Home loans, MSME loans, and Mortgage loans. Refer to our benefits sections and explore all the loan options.
We help you compare loans, calculate EMIs, and choose from a wide range of loan options. We ensure you get the most affordable loan with the best terms.
Easily check your loan eligibility by entering your income, employment status, and other details. Our eligibility tool gives you a clear idea of which loans and amounts you qualify for.
You’ll need documents like ID proof, income proof, address proof, and recent bank statements. Specific requirements may vary depending on the loan type and lender.